New Benefits, Rights and Protections in the Affordable Care Act

ObamaCare offers many new benefits, rights and protections. Some of the Benefits of ObamaCare are all ready here, more ObamaCare benefits are coming 2014 and beyond. Let’s take a look at some of the advantages of our new health care reform law and how its new benefits, rights and protections affect you, your family and your business.

Benefits of ObamaCare: A Quick Summary of ObamaCare’s Benefits, Rights and Protections

ObamaCare offers you and your family many new benefits rights and protections on all new plans. Health plans that started after 2010 will have to switch you over to a plan that offers these benefits in 2014.

Plans signed before 2010 may have grandfathered status. Learn more aboutGrandfathered Health Plans. Here is a quick overview of the different benefits, rights and protections which are all covered in detail below and discussed in-depth on the site.

• New Health Insurance Marketplaces (AKA Exchanges) allow shoppers to compare Health Plans that include all new benefits, rights and protections.

• Cost assistance to individuals, families and small businesses through the marketplace.

• Medicaid eligibility is expanded in 26 states to 138% of the federal poverty level giving millions of Americans access to healthcare.

• No annual or lifetime limits on healthcare.

• All major medical insurance is guaranteed issue, meaning you can’t be denied coverage for any reason.

• Insurance companies can’t drop you when you are sick or for making a mistake on your application.

• You can’t be denied coverage for pre-existing conditions.

• You have the right to quickly appeal any health insurance company decision.

• You have the right to get an easy-to-understand summary about a health plan’s benefits and coverage.

• Young Adults can stay on their parent’s plan until 26.

• A large improvement to women’s health services.

• Reforms to the healthcare industry to cut wasteful spending.

• Better care and protections for seniors.

• New preventative services at no-out-of pocket costs.

• Essential health benefits like emergency care, hospitalization, prescription drugs, and maternity and newborn care must be included on all non-grandfathered plans at no out-of-pocket limit.

• You can’t be charged more based on health status or gender.

• Plus many more benefits, rights and protections.

Know the Law. The Affordable Care Act contains 10 titles, each title addresses a different aspect of health care reform. Title I Quality, affordable health care for all Americans addresses most of the new benefits, rights, and protections. Check out our Summary of Provisions of the Patient Protection and Affordable Care Act for a plain English summary of each provision pertaining to the “benefits of ObamaCare”.

Each new benefit, right and protection is part of one of ObamaCare’s provisions. As you can see by the image below some of the most popular Provisions in the Affordable Care Act are the ones that the least amount of people are aware of.